Guide

Borrowing without drowning in repayments

How to take a loan in Supermarket Simulator and live with it, given that the game sets a term length, a daily payment and a daily interest, and keeps a bankruptcy path if it goes wrong.

Applies to

1.6.0 (223), read from the copy of the game this site was built from (see the sources page)

Before you start

• A shop that is already trading
• A reason for the money that pays for itself
• An idea of what a day currently earns

Steps

1. Decide what the money is for before opening the loan screen.
   the loan screen ships its own amount and daily-interest labels rather than a single figure
2. Set the term length deliberately rather than accepting the first value.
   a loan has a term length of its own, with a slider and a text field for it
3. Read the daily payment as a cost per day, not as a total.
   the screen names a daily payment object of its own, with a label beside it
4. Check the repayment tab before the end of the day rather than after it.
   repayments have their own interface tab
5. Know where the bankruptcy path is before you need it.
   the game has a bankruptcy path and its own screen for it

Common mistakes

• Borrowing for stock that will not sell before the payments land.
• Taking the longest term without checking what the daily interest does to a day's profit.
• Waiting for the repayment tab to warn you instead of reading it yourself.

Related entries

Money, bills and loansLoans and paying them backBorrowing is a defined object in the game.Money, bills and loansBills, loans and growth screensBills are organised as their own part of the interface.

Sources

A local copy of the game, read only. Grounding for each step is on the technical reference pages; no number is estimated.